Primary Benefit Services (PBS) is an insurance brokerage located in central Minnesota. We specialize in administration of employee benefits for small and large businesses, including health, life, dental, vision, short term disability, and long term disability.
With our knowledge and experience we will educate your employees and human resource personnel in the ever-changing world of insurance options, state and federal legal compliance, and health care reform. We have contacts with all major insurance providers and can analyze market trends to help you obtain the most competitive rates with a plan that is most appropriate for your needs.
In addition to our group benefit administration, we also provide individual benefit assistance. We will help you or your family choose and enroll in functional, affordable plans.
Our Experience Shows!We've been at it for over 20 years. We know how busy you are; whether you have group or individual coverage, we work with you using our expertise and personalized service to help answer your questions and solve your insurance issues. Primary Benefit Services will save you both time and money by quickly and efficiently helping you find the solutions that best serve you.
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You can still enroll in health coverage if you have a "Qualifying Event".
-loss of other coverage
-termination of employment
-death of spouse
-reduction of hours and you no longer qualify for coverage through employer
-age off parents plan (age 26)