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Important notice regarding health insurance renewals for January 1, 2016

Open Enrollment for health insurance began on November 1st, 2015. The Patent Protection Affordable Care Act requires all individuals to be enrolled in a health plan. Non-compliers will be fined $695 per adult, or 2.5% of the individual's taxable income.

You can begin shopping for your health insurance plan by clicking on individual quote below. Please contact us by phone at (320) 632-2857 or email us at to set up an appointment to start your enrollment.

Effective Date January 1, 2016 Last day to enroll is December 31st, 2015
Effective Data February 1, 2016 Last day to enroll is January 15th, 2016


Primary Benefit Services (PBS) is an insurance brokerage located in central Minnesota.  We specialize in administration of employee benefits for small and large businesses, including health, life, dental, vision, short term disability, and long term disability. 

In addition to our group benefit administration, we also provide individual benefit assistance.  We will help you or your family choose and enroll in functional, affordable plans.

With our knowledge and experience we will educate your employees and human resource personnel in the ever-changing world of insurance options, state and federal legal compliance, and health care reform. We have contacts with all major insurance providers and can analyze market trends to help you obtain the most competitive rates with a plan that is most appropriate for your needs.

Our Experience Shows!

We've been at it for over 20 years. We know how busy you are; whether you have group or individual coverage, we work with you using our expertise and personalized service to help answer your questions and solve your insurance issues. Primary Benefit Services will save you both time and money by quickly and efficiently helping you find the solutions that best serve you.

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